Financing/Financial Assistance

We recognize that the financing needs of each individual business is unique, that is why we want to help connect you to the right resources to meet your needs. Learn more about the different types of financing, financial assistance, and other assistance programs that are available below.

Boise U.S. Export Assistance: The U.S. Commercial Service is the lead trade promotion agency of the U.S. government. U.S. Commercial Service trade professionals in over 100 U.S. cities and more than 75 countries help U.S. companies get started in exporting or increase sales to new global markets.

Business Lending Solutions:  Business Lending Solutions is a division of Region IV Development Corporation and assists businesses obtain commercial financing in the State of Idaho. Business Lending Solutions assists loan applicants with credit facilities. 

Capital Matrix :  Capital Matrix is a private, non-profit corporation licensed and regulated by the U.S. Small Business Administration to administer the SBA 504 loan program.

Federal and State Technology Partnership (FAST) Program is a competitive grants program designed to strengthen the technological competitiveness of small businesses. 

Historic Tax Credits:  The overall intent of the program is to provide private owners and developers with an attractive financial incentive to make a major investment in older buildings.  For certain qualifying projects, the owner may claim 20% of their rehabilitation project costs as investment tax credits that can be applied to their federal income tax.

Idaho Department of Agriculture Specialty Crop Block Grant Program: Specialty crop grant funding is provided by the United States Department of Agriculture and is allocated to the state to be awarded through a competitive grant process. Projects must solely enhance the competitiveness of U.S. grown specialty crops in either domestic or foreign markets and must provide a benefit to more than just the applicant. Specialty crops include fruits and vegetables, tree nuts, dried fruits, and horticulture and nursery crops, including floriculture. Funds are available to interested local, state and federal government agencies, non-profit and for-profit organizations and universities.

Idaho Department of Agriculture Loan Program: The Idaho Agricultural Development Loan Program is administered by the Idaho State Department of Agriculture to offer financing and assistance to individuals and organizations in Idaho whose Agricultural projects or efforts will provide for Rural Economic Development in Idaho and who cannot obtain credit from conventional sources.

Idaho Housing and Finance Collateral Support Program: Idaho Housing and Finance Association is the administrator of the Collateral Support Program. Small businesses statewide who are interested in this program will work with their local banking and lending institution to qualify. The program places pledged cash deposits with lending institutions to enhance the collateral of qualified small business borrowers who would not otherwise be able to obtain financing. The deposits are available to cover loan losses, in the event of a default, or are returned to be recycled for the benefit of another qualified borrower.

Idaho's State Trade Expansion Program (STEP Grant): The STEP program is funded in part through a Cooperative Agreement with the U.S. Small Business Administration (SBA) and is administered by the Idaho Department of Commerce. This trade and export initiative provides matching-fund grants to states to assist “eligible small business concerns,” to begin to export and to increase the value of exports for small businesses currently exporting.

Low Income Housing Tax Credits:  The Low-Income Housing Tax Credit, established under the 1986 Tax Reform Act, provides an incentive to developers for affordable rental housing. The credit provides a dollar-for-dollar federal tax liability reduction for owners of newly constructed or substantially rehabilitated rental housing. Section 42 of the Internal Revenue Code and related regulations govern the Housing Tax Credit and establish compliance requirements, including qualified tenants income levels and maximum program rental rates.

MoFi: MoFi unleashes the potential of individuals, businesses, developers, and not-for-profits with financing and consulting services that strengthen communities and transform lives. They provide business loans, HomeNow down payment assistance, and New Market Tax Credits.

Procurement Technical Assistance: The Idaho Procurement Technical Assistance Center (PTAC) is a no-cost service available to Idaho businesses and is a great tool to expand your sales and marketing opportunities.

Small Business Administration (SBA): A Lead Economic Development Specialist from the Small Business Administration is assigned to Eagle and will come out to visit with you. To Schedule an appointment, please contact Irene Gonzalez or Brent Jussel by email at or, or by phone at (208) 334-1673.

Small Business Administration (SBA) Funding Programs: The Small Business Administration offers business loans, disaster assistance, surety bonds and grants for small businesses.

Small Business Innovation Research (SBIR) program is a highly competitive program that encourages domestic small businesses to engage in Federal Research/Research and Development (R/R&D) that has the potential for commercialization.

Small Business Technology Transfer (STTR) is another program that expands funding opportunities in the federal innovation research and development (R&D) arena.

Zions Bank Business Resource Center: The business resource center through Zions Bank will help you find answers and resources, develop strategies, solve problems and get guidance with business, marketing, sales, financing, management, growth opportunities, and more. 

U.S. News & World Report: U.S. News & World Report offers resources that are designed to help small business owners learn more about business loans and other financial options that are available, such as;

Small Business Loans
Unsecured Business Loans
Business Loans for Bad Credit
Business Credit Cards